Does Pet Insurance Cover Routine Care?

Keeping your pet healthy is a crucial part of being a pet parent. Whether that’s paying attention to their diet, ensuring they get enough exercise or simply taking them to the veterinarian for a checkup, these are all important for their overall health and wellness.

If you’re considering protecting your pet with insurance, you may be wondering — does pet insurance cover routine care?

Let’s dig in!

What is Routine Care?

Routine care is simply preventative care. As humans, our routine care usually consists of a yearly checkup at our doctor’s. During this visit, we are asked questions about our health and have tests run to ensure our overall wellness.

The same goes for our pets.

Routine care at the veterinarian can include, but is not limited to:

• Wellness Exams
• Vaccinations
• Parasite Control
• DentalCare
• Visits For Medication
• Blood Work
• Elective procedures such as declawing or ear cleaning

Routine care is essential for your pet as it monitor’s their current health status and can help you catch any potential illnesses early.

Does Pet Insurance Cover Routine Care?

In short, a standard pet insurance plan does not cover routine care. This is because pet insurance is designed to offset the cost of accident and illness procedures.

Accident and illness care are the most expensive procedures which makes pet insurance incredibly beneficial. And, considering that these are often unexpected, having a pet insurance policy gives pet parents peace of mind knowing they can take care of their pet no matter what.

Yet, while your standard policy won’t cover preventative care, there are ways to get your pet’s routine care covered.

Let us explain.

How To Pay For Routine Care

If you’ve already protected your pet with an accident and illness pet insurance policy and you’re looking for routine care coverage as well, you’ll need to purchase a wellness add-on.

A wellness add-on plan allows you to pay for routine care that is not covered by most standard pet insurance plans.

With wellness, you can pay for your pet’s dental cleanings, vaccinations and more. If you’re looking for full health coverage for your pet, there’s truly no better option.

At Fursure, we offer a Wellness add-on to our insurance plans so that you can give your pet all the care they need. With our direct pay feature, you’ll be able to pay your veterinarian directly from your policy, without having to shell out hundreds of dollars at the time of your visit.

Fursure Insurance is changing the way you protect your pet. Keep them safe and happy with a wellness add-on to cover their routine care visits and procedures. You can learn more about our policies and wellness offerings, here.