Do you need to apply for golden retriever pet insurance? A golden retriever is one of the most beloved dog breeds, and medical insurance can ensure they spend many happy years playing, fetching, and swimming with their families. Dog owners herald the breed’s level of intelligence and trainability as an ideal balance, which is why golden retrievers make such amazing guide dogs for the blind and other service positions.
Breeding originally put the golden retriever as a hunting dog, but it remains in the Top Five as a favorite family dog. These dogs carry a Scottish heritage. The average golden retriever stands about 22 inches high and weighs around 70 pounds.
Just like any other dog breed, providing your golden retriever with access to the very best medical care is essential to ensuring a healthy, happy life.
However, depending on the medical condition your golden retriever might be diagnosed with, attentive medical care can quickly become too costly for most, especially if you include routine care and medication. That’s why it is crucial to get your golden retriever pet insurance.
With pet insurance, you can get reimbursed for the money you spend on visits to the vet, depending on the coverage you choose to get.
We should note that, should your golden retriever be diagnosed with a medical condition before the start date of your policy, the company will not offer cover for that condition. That’s why it’s best to get your insurance as early as possible and ensure your special companion receives adequate coverage.
Though golden retrievers make excellent pets, they experience several issues, making pet insurance even more of a necessity. The following are some of the common health issues your golden retriever could experience.
Golden retrievers are prone to heart disease, so forging a partnership with your local veterinarian early is essential. Checkups will help to catch any heart problems in the initial stages.
Some retrievers suffer from sensitive skin, food allergies, and other allergic reactions. If you notice “hot spots” on your dog's skin from scratching, rather take them to the veterinarian for treatment.
Golden retrievers are two times more likely to develop cancer than other breeds. Regular health screenings are critical, and golden retriever pet insurance can help shoulder this responsibility.
This condition happens when the joining of the thigh, knee, and calf (the Patellar) is misaligned, causing additional strain on your pet’s bones and, in extreme cases, lameness. Though this condition can be detected during birth, in some cases, the symptoms might not appear until your dog is older.
Though your golden retriever might be healthy today, there is no way to guarantee that they will remain that way as they grow older. On top of that, medical care, exams, and procedures can rack up quite a hefty bill, mainly when emergencies occur.
Should your dog’s medical needs change, you could be left struggling to figure out how to afford the medical care their condition calls for.
Fortunately, dog owners now have a more affordable way to do precisely that, thanks to pet insurance. Here are some of the reasons why getting your golden retriever pet insurance is essential:
1. Pet insurance helps you offset the cost of significant medical bills
2. If you purchase the insurance early on, before your dog develops any long-term conditions, your pet will have coverage for their entire life
3. Pet insurance gives you the peace of mind of knowing that you can provide your pet with the best medical care, taking them to the vet as often as they need
Pet insurance is not only essential. It also offers you a few beneficial perks. The plans are affordable and customizable, depending on your needs and budget.
Not every insurance plan will be suitable for your pet’s needs, which is why choosing the best insurance for a golden retriever is critical. You don’t want to find that your pet isn’t covered when they need it most.
Though finding the most suitable option was often challenging in the past, thanks to Fursure, you can now easily compare pet insurance for your golden retriever. Our process is quick and effective.
All you need to do is reach out to us, give us some details about your lovely golden retriever, and our insurance experts will provide you with recommendations to choose the insurance plan that’s ideal for you and your pet.
Once you get your golden retriever pet insurance, you can proceed to take your dog to the vet, paying for the medical services as you normally would. You then file a claim, and, depending on your coverage and reimbursement level, your insurance company will refund the money.
The specific waiting period before the insurance takes effect varies depending on the insurance company you pick. However, for most companies, the waiting period usually lasts for 14 days.
Yes, you can still get pet insurance for your golden retriever even after diagnosis. There is a downside, though. Any medical condition diagnosed before the start date of your coverage is excluded from your pet’s insurance policy. Unfortunately, this means that the condition would not be covered, and treatment payments will have to come out of pocket.
The price you pay for your golden retriever’s insurance will vary depending on your dog’s age, as well as your desired coverage, financial standing, and zip code. For instance, in New York, you could pay up to $111 for a golden retriever that is six months old or $135 for one that is five years old.
Since they are pure breeds, golden retrievers are more likely to develop genetic health issues. However, caring for your pet should never be restricted by finances. That’s why having the best pet insurance for your golden retriever is not only a necessity but worth your peace of mind.
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